MUTUAL FUND

Investing in mutual funds provides several advantages for investors. A mutual fund is an investment vehicle where many investors pool their money to earn returns on their capital over a period. This corpus of funds is managed by professional fund managers. It is their job to invest the corpus in different securities such as bonds, stocks, gold and other assets and seek to provide potential returns. The gains or losses on the investment are shared collectively by the investors in proportion to their contribution to the fund. Investors are recognising the benefits of investing in mutual funds, particularly via Systematic Investment Plans (or SIPs) and Lump-sum.

There is also an option of STP (Systematic Transfer Plan). You can also get money at regular intervals by SWP (Systematic Withdrawal Plan). Investing in mutual funds is one of the simplest ways to achieve your financial goals on time. But before you invest, take an adequate amount of time to go through the different fund options. Don’t invest in a fund because your colleague, friend or relative has invested in it. Identify your goals and invest accordingly. You can approach us to help you make the right investment decisions and plan your financial journey.

TYPES OF MUTUAL FUND

The schemes will be broadly classified into following categories:

BASED ON ASSET CLASS BASED ON RISK BASED ON INVESTMENT GOALS BASED ON STRUCTURE SPECIALIZED MUTUAL FUNDS
Equity Funds High-Risk Funds Growth Funds Open-Ended Funds Sector Funds
Hybrid Funds Medium-Risk Funds Income Funds Closed-Ended Funds Funds of Funds
Debt Funds Low-Risk Funds Liquid Funds Interval Funds Emerging market Funds
Aggressive Growth Funds International/ Foreign Funds
Tax-Saving Funds Asset Allocation Funds
Capital Protection Funds Exchange-traded Funds
Pension Funds Focused Fund
Fixed Maturity Funds

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